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Buyer Benefits

The Lowe Group Chicago - Buyer Benefits


Jeff Lowe and the Lowe Group provide the utmost in service to make the very important home-buying process run smoothly. We will guide you through this process while discussing the best financing options, providing valuable, in-depth knowledge of local Chicago neighborhoods, advising and assisting you in completing your purchase agreement, and presenting your offer to make the best deal in favor of your needs. We will use every resource available to create a rewarding real estate experience for you.

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Buying a home can be one of your most significant investments in life. Not only are you choosing your dwelling place, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this venture. The more prepared you are at the outset, the less overwhelming and chaotic the buying process will be. The goal of this page is to provide you with detailed information to assist you in making an intelligent and informed decision. Remember, if you have any questions about the process, we're only a phone call or email away!


Benefits of Owning Your Own Home 

Forced Savings

Freedom and Individuality

Income Tax Savings

More Space

Stable Monthly Housing Costs

The Best Investment


Important Things To Avoid Before Buying a Home

Don't Move Money Around

No Major Purchases of Any Kind

The Effect of Changing Jobs?


Don't Buy a Car - or Did You Already Buy One?

Debt-to-Income Ratios and Car Payments

Don't Buy a Car

How Buying a Car Reduces Your Purchase Price

The Business Cycle and Buying a Home

Recession and Expansion

Should you try to "Time the Market"?

Supply and Demand


Comparable Sales and Your Offer Price 

Comparable Sales - Pending Transactions

Comparable Sales in the Multiple Listing Service

Comparable Sales in the Public Records

Determining Your Office Price

Comparable Sales

Other Factors Influencing Your Offer Price


Major Factors Influencing your Offer Price

How Home Improvements Affect Your Offer Price

How Market Conditions Affect Your Offer

How Property Condition Affects Your Offer

How Seller Motivation Affects Your Offer Price

The Final Decision on Your Offer Price


Offering to Purchase Real Estate: The Basics

Contingencies in a Purchase Offer

Earnest Money Deposit

Introduction and Overview

The Closing Date

Transfer of Possession


Writing an Offer - Safeguards Regarding the Property

Condition of the Property

Disclosers from the Seller

Final Walk-Through Inspection

Inspections You Should Require


How FHA and VA Financing Affects Your Offer

Extra Costs to the Seller

VA and FHA Appraisals

Talk to us
We’re always available to answer your real
estate questions and schedule appointments.

Phone: (312) 264-1122
Fax: (312) 264-1322

The Lowe Group Chicago
Berkshire Hathaway HomeServices | KoenigRubloff
2301 N Clark, Suite 202 Chicago, IL 60614

Koenig Rubloff